Privacy Policy

Last updated: April 12, 2026

SUMMARY OF KEY POINTS This summary provides key points from our Privacy Notice. We currently collect email addresses solely for the purpose of our product waitlist and will notify you of project updates and launch milestones. We do not sell your personal information. We do not process sensitive personal information. We do not collect any information from third parties. We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law.

1. WHAT INFORMATION DO WE COLLECT? Personal information you disclose to us In Short: We collect personal information that you provide to us. We collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our products and Services (specifically, signing up for the CardOwl waitlist).

Identifiers: We collect email addresses.

Lawful Basis (GDPR): For users in the European Economic Area (EEA) or UK, we process your information based on your consent given at the time of signup. You have the right to withdraw this consent at any time.

2. HOW DO WE PROCESS YOUR INFORMATION? In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We process your personal information for a variety of reasons, including:

To respond to user inquiries/offer support: We may process your information to respond to your inquiries and solve any potential issues you might have with the requested service.

To send you marketing and promotional communications: We may process the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. You can opt out of our marketing emails at any time.

CCPA Declaration: CardOwl does not sell your personal information to third parties and has not sold personal information in the preceding 12 months.

3. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION? In Short: We may share information in specific situations described in this section and/or with the following third parties.

Service Providers: We use third-party service providers (such as Vercel for hosting and Kit for email automation) to help us operate our business and the Services.

Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition.

4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES? In Short: We may use cookies and other tracking technologies to collect and store your information. We use cookies to help us maintain the security of our Services and your account, prevent crashes, and assist with basic site functions. Specific information about how we use such technologies and how you can refuse certain cookies is set out in this section. For more information on managing your browser settings, please see Section 8 below.

5. HOW LONG DO WE KEEP YOUR INFORMATION? We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).

6. HOW DO WE KEEP YOUR INFORMATION SAFE? We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.

7. DO WE COLLECT INFORMATION FROM MINORS? In Short: We do not knowingly collect data from or market to children under 18 years of age.

8. COOKIE POLICY We use cookies and similar tracking technologies to operate and improve our Services. Specifically, we use essential cookies required for basic site functionality and security, and analytics cookies to understand how visitors interact with the site. We do not use advertising or third-party tracking cookies. You can control cookie behavior through your browser settings -- most browsers allow you to refuse or delete cookies. Note that disabling cookies may affect the functionality of the site. For instructions on managing cookies in your browser, refer to your browser's help documentation.

9. WHAT ARE YOUR PRIVACY RIGHTS? You may review, change, or terminate your participation in our waitlist at any time.

Withdrawing your consent: If we are relying on your consent to process your personal information, you have the right to withdraw your consent at any time by contacting us at contact@cardowl.app.

Opting out of marketing: You can unsubscribe from our marketing and promotional communications at any time by clicking on the unsubscribe link in the emails that we send.

10. HOW TO EXERCISE YOUR RIGHTS To exercise these rights, including rights under the GDPR or CCPA, you can contact us via email at contact@cardowl.app.

11. CONTACT US If you have questions or comments about this notice, you may email us at contact@cardowl.app or contact us by post at:

CardOwl Attn: Privacy Officer 211 Pauline Dr - 1011 York, PA 17402 United States